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Management Board

Malcolm Small - Founder and Past Chairman

With a background in Law, Heavy Engineering, and public Administration, Malcolm has specialised in all aspects of management in Financial Services at senior level for the last 20 years. Classically trained in marketing at Marketing Centre Europe in Brussels, he has also operated as a Marketing Director in I.T., preparing software applications for market and following through to product delivery. He spent 14 years with Norwich Union, latterly at operating Board level in Life and Pensions, and 5 years at Merchant Investors, a specialist high net worth investment and pension provider in Bristol. More recently, as Managing Director of Lyncombe Consultancy, he has specialised in the regulatory, technical and operational aspects of pensions, and a wide range of other retail financial services. With a particular interest in, and experience of, Distribution in the UK, he has been involved in a number of initiatives building new businesses in this field.  A past Chair of the Investment and Life Assurance Group, a practitioner trade body, he also has a strong presence in public affairs and public policy work. He is a frequent speaker, and author, on industry topics, Chairing a wide range of industry meetings and conferences. Malcolm has undertaken research in pensions through The Pensions Report and is founder of The-Pensions-Net-Work, a membership based standing conference in the Net-Work series. He consults in the UK and internationally with organisations interested in all aspects of long term saving and retail financial services. He is Director of Portfolio and Retirement Planning at the Tax Incentivised Savings Association, leading the work of the Association in Pensions, Distribution and Platforms. He is also a Non-Executive Director of B&CE Insurance, provider of pensions and financial services to the construction industry and Chairman of Altus Ltd., a provider of software and consultancy in financial services.  Malcolm is a founding Director of the Centre for Retirement Reform. In addition he is a Senior Policy Adviser on Pensions at the Institute of Directors and a member of the Advisory Council at The Pensions Regulator. He is also an Associate Fellow of the International Longevity Centre. Relevant web links: www.iod.com www.tisa.uk.com www.the-net-work-meetings.com www.ilcuk.org.uk www.retirementreform.org.uk www.altus.co.uk  Mobile: 07989 500771

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